When you’re making a big purchase, sometimes it’s easier to split payments across different credit/debit cards. A lot of retailers allow customers to do this easily.
Which begs the question, does Amazon allow its customers to split payments across multiple cards? Or can you only purchase goods with one payment method at a time on the site?
Can You Split Payments On Amazon?
At this time, Amazon does not allow its customers to split payments between two credit/debit cards. You can, however, use a gift card or EBT to divide payments. When splitting with a gift card/EBT you have to have a credit/debit card on file or Amazon won’t accept the split payment.
If you want to learn all about split payments and Amazon, keep reading for all the nitty-gritty details…
How Do I Add an Amazon Gift Card to my Amazon Account?
If you want to add a gift card to your Amazon account, you can take the following simple steps:
- Select the ‘Gift Card’ option at the top of the Amazon screen and select ‘Apply To Your Account’
- Enter the claim code located on your Amazon gift card, and proceed to checkout as usual.
If you are planning on spending a large amount on a purchase and want to spread it out, you can buy multiple gift cards in order to split it more evenly among your gift cards and credit card.
How Do I Split a Payment on Amazon With a Gift Card?
If you want to split a purchase with different Amazon gift cards, you can take the following steps:
- Purchase Amazon.com gift cards in retails stores or at Amazon’s card kiosk. Make sure to purchase as many gift cards as you need to cover the cost of the products you want to purchase.
- Add items to your cart, making sure you have enough money on your gift cards for this purchase.
- From here, you can add the gift card codes to your account. Select ‘Gift Cards’ on the top of the screen. After entering the code, click on ‘Apply To Your Account.’
- Once the gift cards are applied to your account, you may proceed to checkout. On the ‘Payment Method’ screen, select the gift cards you want to apply for your purchase.
- Once you have added the gift cards, you can add a credit/debt card for your second form of payment.
- Review your order and check out.
This will allow you to use the gift cards and your credit/debit card to ‘split’ the payment for your Amazon purchases.
Can I Use a Visa/MasterCard Gift Card to Split a Payment on Amazon?
Amazon allows customers to make split payments with their own Amazon gift cards but it cannot be done with pre-paid Visa’s or MasterCards to split payments.
Visa and MasterCard gift cards operate the same way as a regular credit card, thus Amazon accepts it like any other credit/debt card and doesn’t allow split payments.
Pre-Paid credit cards do not come with codes, like Amazon gift cards, and are entered just like aa credit card during checkout.
You can, however, use your Visa/MasterCard gift card to purchase an Amazon gift card. With the Amazon gift card, you can then split the payments with another card.
Why Doesn’t Amazon Allow Split Payments With Credit/ Debit Cards?
Most online stores have these restrictions in place to avoid fraud. It makes it harder to verify a customers identity if they use more than one form of payment
Amazon is no exception and is unable to authorize split payments with credit/debit cards due to these restrictions. These are restrictions placed by the credit card companies retailers like Amazon use.
Which Payment Methods Does Amazon Allow?
Amazon may not allow customers to split payments but they still accept a variety of payment methods.
You can pay use any of the following payment methods on Amazon:
- Visa Debit/Credit
- MasterCard
- American Express
- Amazon Pay
- EBT Cards
- Amazon Cash
What Stores and Websites Allow Customers to Split Their Payments?
Although Amazon doesn’t allow split payments, there aare some retail stores and websites that do allow customers to split payments.
Some stores that do allows split payments are Walmart and Crate & Barrel.
Most retailers are unfortunately limited in allowing online split payments as it makes it harder to prevent fraud with more card.
With that said, some stores do allow customers to split payments. You just have to be prepared for some to say it isn’t allowed.
Most retail stores do allow you to pay for part of the purchase with cash and the rest on a card without any problems.
if you want to learn more about Amazon, you can check out our related posts on payment revision needed on Amazon notice, how late Amazon delivers, whether or not Amazon delivers on Sunday, and find out if Amazon gift wraps.
Conclusion..
Amazon does not allow customers to split payments on multiple credit/debit cards.
However, customers can use a gift or EBT card and a credit/debit card for the remained of the balance.
One way around this is by purchasing multiple gift cards and spreading the payments that way.