Walmart is one of the largest retailers in the world, with annual revenues going upwards of more than $500 million. With the advent of fintech and e-wallets, there are many options that you can use to pay a shopping transaction.
Some of these options include Apple Pay, Amazon Pay, and Samsung Pay. Does Walmart take Apple Pay, Amazon Pay, and Samsung Pay? Read on to find out!
Does Walmart Take Apple Pay?
Unfortunately, Walmart does not take Apple Pay. Instead, Walmart accepts Walmart Pay, their very own e-payment system. Customers can use Walmart Pay at any point of sales for physical retail stores.
Aside from Walmart Pay, you can also use MasterCard, Paypal, Amex, and Visa to pay for your transactions. However, Walmart does not take Walmart Pay on their online stores or any stores brands owned by Walmart (e.g., Sam’s Club).

How to Set Up Walmart Pay?
Setting up Walmart Pay is a seamless and easy process. After setting up Walmart Pay, you can use it in any of the sales channels mentioned above.
Without further ado, here is a step-by-step guide on how to set up Walmart Pay:
- Install the Walmart App on your smartphone
- Create a Walmart App account
- In the Walmart App, select Walmart Pay
- Select your preferred payment method
- Set up the PIN or Touch ID/Face Recognition
- Select Save
How To Use Walmart Pay?
Using Walmart Pay is convenient and easy. We’ll show you how to use Walmart Pay in the following step-by-step guide. If you have any questions, do ask the cashier on duty.
How to use Walmart Pay:
- Scan for your items at the checkout as usual
- Press on the green Pay button
- Open the Walmart App
- Select Walmart Pay
- Scan the QR code on the checkout machine
- You’ll receive the payment confirmation and receipt
A personal tip is to bring a power bank wherever you go! Walmart Pay and the e-payment system, in general, are quickly becoming the norm. So a power bank will be a lifesaver when you accidentally leave your phone uncharged overnight.
Will Walmart Ever Take Apple Pay?
Walmart does not take Apple Pay or any other brand’s e-wallets and has no plans to do so. This may be bad news for loyal Walmart customers. However, you can use Apple Pay at almost any other retail store.
Why Does Walmart Not Take Apple Pay?
Walmart does not and will not take Apple Pay because they want customers to use Walmart Pay instead. More specifically, Walmart was part of the Merchant Customer Exchange (MCX), a joint venture led by some of the country’s largest retailers such as Best Buy and CVS Health.
MCX’s primary product was CurrentC, a mobile payment platform that has users scan a QR code. While MCX might have shut down operations in 2016, it would have been easier for Walmart to create its own mobile payment system rather than using a competitor’s.
Walmart also does not take Apple Pay because it doesn’t give Walmart as much customer data when customers make a purchase. All point-of-sale (POS) software collects customer data whenever they make a transaction.
But since Apple Pay does is under a different company, Walmart does not collect that data directly. This also means that Walmart cannot customize the POS system to meet their needs, such as managing employees or ordering stock.
Creating their own payment system means Walmart has complete control over every aspect of the process, allowing them to adjust any part however they want.
Where Can I Use Walmart Pay?
You can use Walmart Pay at any Walmart store as long as you’ve set Walmart Pay up.
Where Can I Not Use Walmart Pay?
You cannot use Walmart Pay to pay for your transactions at Walmart’s online store, walmart.com. However, you can use your linked card, which is just as easy as using Walmart Pay.
You also cannot use Walmart Pay at Walmart fuel pumps and Sam’s Clubs, even though Walmart owns them. Overall, you can only use Walmart Pay at Walmart.
Conclusion..
Walmart does not take Apple Pay and has no plans to do so. Instead, Walmart uses their very own Walmart Pay for a quick and seamless shopping experience.
Setting up Walmart Pay is simple. All you need to do is download Walmart App, log in to your account, and select Walmart Pay. After that, you just need to set up your preferred payment method (debit card, credit card, etc.) via Walmart Pay, and you’re ready to go!
Got any questions about Walmart Pay? Let us know in the comments!